
This card is a fan favorite for a reason: awesome points, super flexible ways to use them, and travel protections that keep you covered — all for a chill $95 annual fee.
Why it rocks:
- Welcome Bonus: Snag 75,000 points after spending $5,000 in the first three months — that’s at least $750 cash back or $937.50 through Chase Travel. 💰
- Rewards Galore:
- 5x points on travel booked via Chase Travel℠
- 3x points on dining, select streaming, and online groceries
- 2x points on other travel
- 1x points on everything else
- Point Power: Points are worth 1.25¢ each for travel booked through Chase Travel.
- Transfer Partners: Move points 1:1 to airlines and hotels like Southwest, United, and World of Hyatt.
Bonus Perks:
- $50 Annual Hotel Credit — your card covers part of a hotel stay booked through Chase Travel every year. 🏨
- 10% Anniversary Point Boost — a little extra love back on your points each year! 💖
- Travel Protection: Trip cancellation/interruption coverage, trip delay reimbursement, baggage delay protection, and primary rental car insurance — because adulting on the road is easier when you’re covered.
- No Foreign Transaction Fees — spend abroad without the extra charges. 🌍
Extra Fun Stuff:
- DashPass by DoorDash — free DashPass (activate by Dec 31, 2027) plus a $10 monthly non-restaurant order credit. 🍔🍕
Maximizing Your Chase Sapphire Preferred Points 💎✈️
Want to get the most bang for your points? The secret sauce is: transfer to high-value travel partners first, then make smart use of the Chase Travel portal and its Points Boost perks. Here’s how I break it down:
1. High-Value Transfer Partners = Jackpot 🎰
Transferring points to airline and hotel partners usually gives you the best value — often over 2 cents per point.
- World of Hyatt: Hands down my favorite hotel transfer partner. Unlike Marriott or IHG points (usually under 1 cent), Hyatt points can hit 2–3 cents each.
- Example: Snag a stay at Park Hyatt Beaver Creek during peak ski season — you could get over 3 cents per point. Ski trip, anyone? 🎿❄️
- International Business & First Class Flights: Want that luxe cabin without the insane price tag? Transfer to partners like Singapore Airlines, Air France-KLM (Flying Blue), or Virgin Atlantic.
- Example: Business class to Europe via Iberia for just 34,000 points — way more value than cash back.
- Example: Qatar Airways Qsuites through British Airways for 70,000 points + fees — hello, one of the world’s best business class experiences! 🛫💺
- Domestic Sweet Spots: Big value doesn’t have to be international.
- Example: Use British Airways Avios to book Alaska Airlines or American Airlines flights to Hawaii from the West Coast — efficient and dreamy. 🌴
- Example: Book United flights via Virgin Atlantic (or even Singapore Airlines for Delta-operated flights) — sometimes costs fewer points than booking directly.
Basically: transfer smart, book strategically, and watch your points stretch further than you imagined! 🌟
2. Play Smart with Chase Travel 🚀
The Chase Travel portal is super convenient and can even beat transfer partners sometimes — especially when cash prices are low. Here’s how to squeeze the most out of it:
- Points Boost: Look for the little blue rocket 🚀! Certain bookings earn up to 1.75 cents per point, giving your points extra power.
- Annual $50 Hotel Credit: Use your card to book a hotel through the portal, and you’ll get a $50 statement credit. That’s more than half your annual fee back — easy win! 🏨💸
- Flexibility & Extra Miles: Flights booked through the portal count as cash purchases for airlines, so you still earn frequent flyer miles and elite status credit. Double bonus! ✈️✨
Redemptions to Skip 🚫
To get the most bang for your points, some options are better left on the shelf:
- Amazon or PayPal: Points here are only worth 0.8¢ each — not the best deal.
- Cash Back or Gift Cards: These usually give 1¢ per point — fine, but you’re missing out on the card’s travel magic! ✨
Chase Ultimate Rewards Transfer Partners ✨
Chase gives you 14 awesome transfer partners — 11 airlines and 3 hotel programs — and you can move points at a 1:1 ratio. Here’s the lowdown:
✈️ Airline Transfer Partners
Chase points cover all three major global alliances (Star Alliance, Oneworld, SkyTeam), so your travel options are huge:
- Aer Lingus AerClub (Avios)
- Air Canada Aeroplan (Star Alliance)
- Air France-KLM Flying Blue (SkyTeam)
- British Airways Executive Club (Oneworld; Avios)
- Emirates Skywards
- Iberia Plus (Oneworld; Avios)
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer (Star Alliance)
- Southwest Airlines Rapid Rewards
- United MileagePlus (Star Alliance)
- Virgin Atlantic Flying Club (SkyTeam)
🏨 Hotel Transfer Partners
Three hotel programs also take points 1:1:
- IHG One Rewards
- Marriott Bonvoy
- World of Hyatt
Pro Tips & Sweet Spots 🌟
- Best Hotel Value: World of Hyatt still uses an award chart, with rooms as low as 3,500 points/night. Total steal!
- Indirect Bookings: Chase doesn’t transfer directly to American Airlines or Delta — but you can book their flights through partners. For example:
- Transfer to British Airways or Iberia for American Airlines flights.
- Transfer to Virgin Atlantic or Flying Blue for Delta flights.
- Avios Flexibility: Points transferred to Aer Lingus, British Airways, or Iberia all use Avios, which you can move between programs to snag the best “sweet spots.”
- Sweet Spots:
- Iberia Plus: super cheap business-class awards to Spain (starting at 34,000 miles).
- Singapore Airlines: often the only way to book its award-winning first-class suites with points.


